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I live in Texas, and unfortunately, that means frequent hail. My last seven vehicles have all received hail damage. Before you say get a garage, I have a garage, but I also drive my vehicles and the hail always seems to happen when I’m out. Unfortunately, the bronco is the most recent casualty. The hood has five or six dents in it. With the frequency of hail here and the thin metal on the hood, I’m tempted to not fix it because it will probably happen again. But I can’t stand to see it on my practically new ride and it is right in my line of sight when driving.
Obviously, I have insurance, but even though this is a no-fault claim, we both know that it will affect my rate at my next renewal. If the damage is around $500, I’ll just pay it out of pocket. If it is drastically more, then I’ll go with insurance. But what I’m wondering is if I should instead spend $1500-$2000 to get a fiberglass hood (Cervini or ADV plus paint). The hood is the only spot on the bronco that received any damage, so I wonder if going with a fiberglass hood would pretty much stop this from happening.
Any thoughts?
Obviously, I have insurance, but even though this is a no-fault claim, we both know that it will affect my rate at my next renewal. If the damage is around $500, I’ll just pay it out of pocket. If it is drastically more, then I’ll go with insurance. But what I’m wondering is if I should instead spend $1500-$2000 to get a fiberglass hood (Cervini or ADV plus paint). The hood is the only spot on the bronco that received any damage, so I wonder if going with a fiberglass hood would pretty much stop this from happening.
Any thoughts?
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