According to my insurance agent, collision would cover it. The fact it didn't happen on a road shouldn't matter, same as if he had hit a tree by the side of the road.
Glad you are alright.
Ford won’t cover it. It’s an insurance claim, if the insurance company thinks there is a case, they’ll go to Ford for a settlement.So I am no expert off roader, however, I would hardly say I'm green. This happened today and I am at a loss, possibly financially, but more importantly I don't know what actually went wrong. I have wheeled plenty of times in this Bronco since Aug 2022, I have been up this hill...successfully twice before...with plenty of witnesses. I have been up many other hills, in fact this wasn't even the steepest today, as I had done a 39 degree hill earlier, this one was likely upper 20's, lower 30's. I have stalled the Bronco before, it's always restarted before and I've never lost brakes no matter at what angle and what grade. So I really have no idea what caused this. It stalled out around a 1:00 in and I lost power to everything. I did like everyone else yelling brakes, LOL! Tailgate is shot, bumper is shot, driver mirror also shot. It appears that the quarter panels and hardtop were unharmed.
Concerning repair, yes this is posted, either Ford or my insurance will cover it or they won't. If Ford won't I will try my insurance, if this is excluded from coverage, shame on me for not having this coverage, I will not commit insurance fraud in case anyone calls me stupid for posting this. My real aim is to figure out what went wrong. Total damage best I can figure is roughly $3000-4000. Oddly the real rip off is the side mirror based on my quick research.
Mine does restart in 4L, but not if the vehicle is rolling at all, or if I leave it stalled in gear for more than a second or 2. It's really kinda unpredictable. This thread has been informative to me, because I have been in quite a few similar situations...but always came out ok!
Yep, it was in 4Low, and I think I've been in those situations before, but it could be I've always been in 4H or maybe when I was in 4L, it's been level ground when I've installed it maybe. Ugh, I hate learning things this way.
Yeah agreed, I wonder if that would have worked had I gotten to pulling/setting it. It is weird it being an off road vehicle with power brakes that they don't have one.
When it started rolling back did you let off the clutch to to get the engine to hold? I can hear gear spinning whine sound which may just be because in four low. The 2.3L is so little displacement that it is fairly weak as far as engine braking goes so maybe the whine was the engine.
Well @Bmadda Says his does restart, And I trust him. Mine never has in numerous stalls, and I thought I read in the manual that it doesn't in 4Low, but I can't find anything in the manual that says that now, so don't take my word for it.
If your tank wasn’t full, think it could have been a fuel pump issue? Of course, nothing explains loss of brakes, so even if Ford stiffs you on covering it, given the off road situation, I think they should investigate.
