Cash or Credit.

[Internationalraptor]

What’s everyone doing? Paying cash or financing with these high rates?

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[RHeinz]

As long as inflation is higher, finance.

 

[Cobrafang]

Cash

 

[luvmybronco]

I financed 22k of my wife's Black Diamond at 2.99% for 60 months through Navy Federal. By the time my 2 dr BadSas shows up, interest rates will be too high. Waiting over two years has allowed me to save enough to pay cash for mine when and if it ever shows up

 

[HeHateMe]

Both! About 50% cash and 50% financed at 36 months with a 2.39%...

1st payment deferred until next year. Perfect for the holidays.

 

[The Bronc]

Cash...I have been saving for a year. My order has not been pulled for production. At the time of delivery if there are any incentives, I may reconsider as I also have a Telluride on order.

 

[TavisB]

50% cash

 

[AZ_BRONC]

If you have one, look into borrowing from your whole life insurance policy. Earn a dividend on your borrowed money while you pay yourself back. I was early enough to get a 2.5% PenFed loan for the difference between MSRP and the trade in of my 2017, 90,000 mile 4Runner (and they gave me what I paid for that new!) but those days are over.

 

[JackTripper]

Cash

 

[AZ_Liberty]

I pulled out the $30k for mine from my investments 20 months ago. You know, back when we thought a simple base model could be built in a reasonable time frame.

Wish I had pulled out a lot more.

 

[thenewjs]

50% Cash

 

[FLSTFI Dave]

What’s everyone doing? Paying cash or financing with these high rates?

I put 30K down and Financed 51K.

I financed 22k of my wife's Black Diamond at 2.99% for 60 months through Navy Federal. By the time my 2 dr BadSas shows up, interest rates will be too high. Waiting over two years has allowed me to save enough to pay cash for mine when and if it ever shows up

My Raptor is the first vehicle I had not Financed with Navy Federal in 20 years or more. End of October they were 3.89 for 60 Months. Did a bit of shopping and low and behold the small local credit union was 1.99 for 60 Months. Knocked it to 1.89 for automatic payments out of NFCU.

 

[RAMTOWIT]

What’s everyone doing? Paying cash or financing with these high rates?

I feel that CASH is the only way to take advantage of the Price Protection offer for early reservation holders. The economy has drastically change since I first reserved. The value of the dollar is weaker and interest rates have doubled. If I finance the Bronco the price protection will just get eaten up by higher interest rates.

 

[jacknifetoaswan]

I financed 22k of my wife's Black Diamond at 2.99% for 60 months through Navy Federal. By the time my 2 dr BadSas shows up, interest rates will be too high. Waiting over two years has allowed me to save enough to pay cash for mine when and if it ever shows up

I was just looking around at NFCU. I bought just over two weeks ago at 4.29%. The same term is over 5% now. Jesus.

JR

 

[luvmybronco]

I was just looking around at NFCU. I bought just over two weeks ago at 4.29%. The same term is over 5% now. Jesus.

JR

I was lucky enough to lock in at 2.99 for 90 days. I was in Africa in July when I applied but didn’t pick up till end of September. The 90 days helped me lock in.

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