Insurance cost for 6 months

[Docindahouze]

Which companies have mechanical break insurance?

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[BroncoA512021]

Hi everyone

I own a bronco wildtrak. Got It August 1st 2022. I am about to renew my insurance with Geico. I live in Miami . Never had an incident. 29 years old. Never have received a ticket or pulled over. Bronco has about 1,900 miles . They are charging me $889 for 6 months. Last year they charged me $880. I am curious. What are y'all paying ?

Am I paying too much ? Too little ? Just right?

Would love to know what y'all are paying

Thanks

It does not matter what any other person is paying. Numerous factors go into policy rating. It is IMPOSIBLE to compare apples to apples with any other person PERIOD. Proper coverage is more important than the premium..... Also use an independent agent, not cartoon characters on TV.

 

[M&M Beer]

$500 6 mo

 

[MayhemMike]

The reality is insurance companies will not lose. They will always turn a profit. We are all going to pay for the cost of last years Florida hurricane. To reclaim the money put out for home owner claims these companies jack up the rates . It is true repair cost for todays vehicles have increased just like every other aspect of life, but the cost of paying the hurricane claims is the real factor behind rate increases. My wife and I are retired. Our vehicles are kept in a garage at night and we put little mileage per year on our vehicles. Our annual mileage has been reduced by three quarters. Our insurance rates went down $35 when we retired. Six months later the rates increased by $75. To put it bluntly, the insurance company is making pure profit off of us.

 

[HCGxKaLiBeR]

Mine is currently at $517/6mo.
My insurance plan overall been increasing due to inflations sadly.

 

[mattymatthall]

I live in Fort Lauderdale, yep that's in line.. Florida Car Insurance is probably the highest in USA

 

[Ranbronc]

Just got a FL quote $400 yr more than PA

$366 / 6 mo PA
$562 / 6 mo FL

 

[Legazy]

Just picked up my Bronco Badlands (4 Dr) and my 6 month premium is $683 (South Florida/Miami).

 

[NavyBronco75]

Just called with a VIN yesterday, and for a 2023 BD 4D, in Central FL area, State Farm wants $768 /6mo. We have a bundle for home and 2 cars, this cost is only the Bronco!! This is nuts!

 

[Faust]

Just called with a VIN yesterday, and for a 2023 BD 4D, in Central FL area, State Farm wants $768 /6mo. We have a bundle for home and 2 cars, this cost is only the Bronco!! This is nuts!

Hey Neighbor!

As others in the thread have said multiple times... Everyone is going to have different results; however, as a good data point for you (We're probably dealing with the same agency as I live in Lady Lake). 2 cars / 31 YO. Was quoted around $508

 

[Slick85]

OP, insurance rates will vary a lot depending on if you're male/female, your age, what city you live in, your driving history, etc. You can't compare your rates to other members on here.

One thing I'll say for sure though, a lot of members on here are choosing the cheapest insurance options and deductible which is a mistake. If they ever get in a car accident and injure someone they will end up paying their medical bills for the rest of their lives when their insurance runs out and will have to file bankruptcy.

You always want to get the highest insurance policy you can get. Source: wife is a lawyer and her professor said never to cheap out on car insurance policies.

My aunt worked for lawyers and said to get the 100K/300K/100K coverage which I did. Is that typically enough?

 

[NavyBronco75]

Hey Neighbor!

As others in the thread have said multiple times... Everyone is going to have different results; however, as a good data point for you (We're probably dealing with the same agency as I live in Lady Lake). 2 cars / 31 YO. Was quoted around $508

Lady Lake is not too far from Leesburg, wonder why we have a $260 diff, And I'm 47yo.

 

[Southside_Ray]

A couple days ago I did a quote for my soon to arrive Bronco through my current provider, progressive. For six months it gave me a $1000 deductible for $397. A little background: I'm over 25, single, no at fault accidents (I hit a deer), Iowa, and have had them for three years.

 

[bhb]

My aunt worked for lawyers and said to get the 100K/300K/100K coverage which I did. Is that typically enough?

For most people, yes. $100k might be on the high side for property damage (the last number). 100/300/50 might be fine. It all depends on what you have to come after that you're trying to protect.

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