I might've goofed. Need advice.

[Lowcountry Bronco]

So proud! great plan, buy a depreciating asset instead of real estate. Chicks dig 32 yr old guys living with mommy

I might have been too harsh on him, his life and wasn't my place.

Apologies OP, @timneyugn

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[BroncoA512021]

I might have been too harsh on him, his life and wasn't my place.

Apologies OP, @timneyugn

The truth is always best......

 

[Fordified1]

I get what you're saying, but everyone taking on debt has a sweetheart plan for how it's going to work out financially, until they get smacked in the mouth.

Agreed self control is a key. But at least the people I know taking on auto loan debt are mostly losing thousands in interest payments. I bought a load of stock after the COVID crash, maybe if that was still going on I might have taken an auto loan for my Bronco, but it's not quite as clear cut now.

Crypto is the way. (be careful, start slow, there’s a steep learning curve)

 

[masonwins]

I might have been too harsh on him, his life and wasn't my place.

Apologies OP, @timneyugn

All good man!

 

[ThunderFlash]

I can't imagine paying 70-100k for a Bronco that's like 15% "better" than a 36k Bronco

I get it, but keep in mind if one is using a Bronco as a grocery getter or commuting, a WT or BRaptor are somewhere around 0% better....maybe even pushing deep into negative numbers if cool factor is removed from the equation. If one plans on a little more adventurous use, even if only occasionally, its hard to put a value on the added capability. AAA or Joe's Tow ain't coming out to many of these places because your hopelessly high centered or punched a hole into something that once held a critical fluid. A base model can be built up to similar or better specs, but you'll have a lot of time and money into doing that. In the end, chances are it will not be as well integrated as the OEM version. Turns out, a couple of the Ford engineers know what they are doing.

That said, I bought a used '22 2 door WT for with 12K miles for about $45K in '24, then used the $20K+ savings to make it what I wanted. I ditched the plastic bumpers for some bargain ADD steel I found, added a Warn M8000 winch I already had, SFR skids, and threw on Eibach Pro Truck Stage 2 coilovers that I got on a Black Friday sale. Severe Duty rack is waiting to be installed. I'm still easily $10K ahead (probably more like $20K with increases in MSRP) since I did the installs myself. And the most important part....the damn thing brings me more joy than any inanimate object ever should!

 

[DaddyO]

Unfortunately there's a saying of "buyer beware". Do your homework BEFORE signing. Both the numbers and physical changes. I ended up without a trailer hitch even though it was on my want list for the Bronco. If that's all I was missing then it wasn't too bad. Didn't notice until I went to hook up a trailer and the guy asked if I wanted him to install one.

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