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Bronco build week 8/7/2023

tock13

Big Bend
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Tony
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Big Bend
Clubs
 
For everyone financing theirs, where have you had luck finding the best interest rates? Any other thoughts on working w the dealer to get any incentives (I.e private offer if don’t have one…)?
This is what I am going to work on starting tomorrow. This whole build process and tracking the train has been really fun but now reality of the money part sets in!

I have bought many new cars in the past but I have always just financed through the dealer. I doubt I would be able to get any special plan pricing or incentives from my dealer...they haven't even told me Ford has started building my Bronco yet!

I have never secured a loan for a vehicle outside getting it from the dealer so have no idea how that all works. Looking at credit unions in my state I am seeing 6.49% as the typical 60 month rate around here. I have excellent credit so maybe I need to look outside my state.
 

mikes781

Badlands
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Badlands
As soon as I see that mine is shipped and the delivery date is a week or two out, I’m going to start shopping loans. Will probably start with my bank (USAA) and get one or two more and then see what the dealer can do.
 

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strata86

Badlands
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Badlands
For everyone financing theirs, where have you had luck finding the best interest rates? Any other thoughts on working w the dealer to get any incentives (I.e private offer if don’t have one…)?
I was able to get 5% through my bank. Navy federal credit union. No matter I would always walk in with a loan cause that’s where they will try and screw you. My truck I’m in now they tried giving 6 percent 2 years ago. I told them I was already approved for 2.25 and they ended up giving me 1.89. Walk in with a preapproval and tell them they have to beat it if they want you to finance with them.
 

Brandonj83

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Black Diamond
I bank with NC State Employees credit union and they have 6-6.25 for 60-72 months but I was hoping to beat that. Not sure that’s a reality with the recent Fed rate hike.
 

mikes781

Badlands
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I was able to get 5% through my bank. Navy federal credit union. No matter I would always walk in with a loan cause that’s where they will try and screw you. My truck I’m in now they tried giving 6 percent 2 years ago. I told them I was already approved for 2.25 and they ended up giving me 1.89. Walk in with a preapproval and tell them they have to beat it if they want you to finance with them.
I was looking at their eligibility requirements the other day and think I might be able to join as a son of a reverted vet and DOD contractor. I’m going to at least give them a call. They always seem to be very competitive like USAA.
 

boatdreamer

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Brandonj83 please let us know if your dealer accepts X-plan. I have my pin number but my dealer wasn’t sure he could run it through X-plan especially knowing I have a $1995 private cash offer in the system. I’m hoping our BD will be here next week.
 

ConstBroncoNC

Outer Banks
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Tyler
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Outer Banks
Brandonj83 please let us know if your dealer accepts X-plan. I have my pin number but my dealer wasn’t sure he could run it through X-plan especially knowing I have a $1995 private cash offer in the system. I’m hoping our BD will be here next week.
It was my understanding that Broncos don’t qualify for the X-Plan.
 

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Brandonj83

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It was my understanding that Broncos don’t qualify for the X-Plan.
Yeah it doesn’t even show on the website for the Fordpartner.com pricing. I’m hoping they’ll feel sorry for me since I don’t have a PCO for Bronco and give me something off.
 

Brandonj83

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Brandonj83 please let us know if your dealer accepts X-plan. I have my pin number but my dealer wasn’t sure he could run it through X-plan especially knowing I have a $1995 private cash offer in the system. I’m hoping our BD will be here next week.
Will do. I hoping I can call Ford Marketing and see if I get PCO for the Bronco or if they will let me convert the one I have for F150 to the Bronco for some amount.
 

Papa Smurf

Wildtrak
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Wildtrak
Clubs
 
En Route to Wauhatchie, TN. I forgot who is going to North Georgia, but I bet we are on the same train.
 

djbronc

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Outer Banks
For everyone financing theirs, where have you had luck finding the best interest rates? Any other thoughts on working w the dealer to get any incentives (I.e private offer if don’t have one…)?
Unless the dealer can match or beat it, I’ll probably go with a local federal credit union is 3.99% Unfortunately I don’t qualify for the 3.1% first time buyer rate. Hmmm … I wonder if my dog has a good credit rating 😂
 
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23 Expedition XLT , 08 Expedition Limited
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Badlands
Clubs
 
Tracker is back to confirmed now. Most recent update was 8/19. Used Ford chat today and it has been shipped via CSX. Est arrival is Sept 1st-7th. Just in time for me to by a vehicle on the wife's birthday.
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