They're offering x-plan PRICING, they aren't offering X-PLAN. They'll price according to what x-plan would have been, but they'll be unable to turn into Ford for their reimbursement (or whatever it should be called).
I'll add, for the black at least, Linex offers a UV protectant topcoat that gives a glossier finish. I opted for it on my black GMC Canyon, and it helps match the exterior finish. Not sure if this is available on other colors. Clearance could be an issue....the area where the bed floor meets the...
I went through it a little (might have even been a F150 or F250, cant remember). But some of what they consider "accessories" I would just consider extra crap to spend money on that has been Ford branded! (I'm looking at you, roadside emergency kit with flares and reflective triangle)
When I was Ft Knox, we always grabbed lunch to go from the hospital. One day as I was walking in, I was about to cross paths with a butterbar-who had a double arm-load of about 8 food containers. Hell, I thought I was being nice NOT to salute so the poor guy wouldn't have to return the salute...