Are you looking at broncos/jeeps because you do want to offroad? How deep into it do you want to get? if its only ever mild forest service roads, you might want to consider a new/used subaru forester. Good fuel economy, great safety ratings, fulltime AWD for the snow (no forgetting to switch between 4hi and 2hi), no solid axle driving weirdness, probably cheaper to insure, and if its used, they can take a surprising amount of beating offroad. I made that choice and while the subaru is absolutely the more logical option for my use case, the wrangler I test drove had 1000x more character. I regret not getting the more fun option, but I've never regretted the reliability, nor the stability and well designed AWD keeping my dumb ass safe in snow and ice.
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