The cost to file an insurance claim makes no sense. Buy a new one or see if it can be adjusted back to work properly. The current aftermarket options do not fold all the way back or allow for the back to raise for loading.
Seek and you shall find. What makes you the “Ambassador” when you do not yet own a Bronco? Perhaps you need to show some us OG’s some respect before proclaiming yourself the King. This is a great first post for you in this forum. Welcome to the real Bronco info center. @Ford Bronco Ambassador.