Yeah when you wash your car in a car wash the mirror always gets pushed towards the windows if you didn't fold them in yourself, doesn't break the window though you don't throw the door open you open gently
Yeah your insurance should cover it, as someone who had a crazy girl key my car with misspelled obscene word, my insurance covered it. What's weird it to me it looks like a bondo Crack under the paint. Not trying to add more stress, it's just weird