Have you looked here? It's where I got mine for a good price and quick delivery.
https://www.bronco6g.com/forum/threads/ford-bronco-accessory-parts-deal-b6g-forum-members-only.20896/page-24#post-853752
OP, I'm not sure if you can still get financed but as far as your benefits go, when you are laid off or leave the company, most employers have a policy that extends your benefits thru the end of the month or some will say for 30 days. I would check for this provision and try and schedule the...
I actually met with a guy who was going to fabricate one for me... he has a metal shop in his garage and does car work......we took dimensions etc.... It would be wider and cover more area than the Ford one but ultimately I didnt want to spend what he said it would cost.
There was a post in one of the Bronco FB groups where the OP said he took off the front wheels, let down the back seats, and fit 2 bikes in his 4 door full sized Bronco. I have Thule that we used with my Ram 1500. Bought an extension so hopefully it works with the 35in spare tire.