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Just so everyone understands, I don't work for Ford, finance companies, or warranty companies. I work in IT and unfortunately, I see this type of deception daily. While Ganger's website does display "Note: The prices shown above reflect monthly payments for the installment payment plan option...

If you didn't mind me asking why the switch? As it just seems weird not to use Budco for Ford warranties.

@granger - What finance company did you switch to as Ford provides the 0% financing thru their subsidiary Budco (Ford's Budco Payment Department at 888.352.7901) which shouldn't cost anything. Just as an fyi, I'm not trying to promote a different dealer. I'm only trying to help keep us all...

@Karl_in_Chicago, I think you're correct that Granger only charges this fee when financing is selected. Regardless, their competitors don't charge a fee for the same financing.

@Lugnuts Just found this in another post, seems to be normal for Granger. However, it seems fee has increased. Based on this, I would use Zeigler. "@Zach@Granger It would be nice if you disclosed that your 0%/18-month payment plan carried a 5.6% "administration fee" ahead of time. It could...

@Lugnuts It looks like it's 10% (based on my quote). But my question is why are they charging an Admin fee when their competitors aren't (like Zeigler https://www.zeiglerfordesp.com)

"oh shit" bar is awesome. To take this a little sideways, I really wish someone would make molle panels for right behind the front row seats (in 4dr) that would also serve as a pet barrier (if second row seats were folded down). Kind if this but for behind first row.