I guess it depends on the credit card. If you file it within the time limit and you received nothing for your money I think your chances are good. It could probably be argued in court but the credit card company is going to have a lot more money for lawyers.
If it's something like kickstarter...
I think I'm gonna gamble on a chisel and a reverse lockout one of these days. There's still other stuff I want to do first. The big powdercoat place around here is fast if you want black, other colors not so much. Probably don't need to go to the "big" powdercoat place to do a batch of shift...