I agree,
My credit union told me that unless something significant changes from the feds, the same new vehicle rates will stand 1.99-2.99% depending on credit score.
My 2 cents
I think this question isnāt going to be as informative as it should. The reason being, as you go up the trims the less you get for the sas.
For example, Iām getting a BL and it already comes with lockers, advanced 4X4 and bar disconnect. If I was getting a base then the sas would definitely make...
Now if you gentalmen are done Bromancing, going back to the topic at hand.
I called in on Tuesday and still nothing from Ford. Should I call again or wait?
I agree that you donāt need it.
I lived in Boston for five years, with wind chills in below 0F and never had to use it. ( full disclosure not sure when exactly I would/should use it).
As for the engine oil. As long as you donāt drive her a couple of miles in sub freezing temperatures every day...
It depends what youāre going to do with her, if you plan on taking her off road and getting scratches on her, not sure that is covered.
Also I would check the factory warranty on the paint, Ford has a paint protection package for 265 or 295$. You should check the difference between them...