I invest $XXX amount every month in a ROTH retirement fund - I just thought that one month I would set a side some for 100 shares instead of throwing all of it in an index fund. Sure, I could lose it all but I know $25 towards mustang club provides me no value.
But to circle back - only need...
Just seeing it as an investment. If you buy it in an IRA there are no taxes (none for ROTH and deferred for traditional) and most brokers no longer charge a transaction fee. Basically you have up side (and downside) for $700ish and you get a PIN every year.